Three forms of overdraft protection are available to you
Home Equity or Lines of Credit
Overdraft Transfer
Courtesy Pay
Home Equity or Lines of Credit

Uses an open line of credit secured by your home

  • Can be tied to your checking account for overdraft protection
  • No fees per overdraft beyond interest/subsequent accrued Home Equity Line of Credit balances
Overdraft Transfer

Connects your savings or money market accounts

  • Money automatically transfers should you not have the funds available in your checking account
  • $10 charge per overdraft transfer
  • Saves expense of returned check or late fees from third parties
Courtesy Pay

Covers inadvertent overdrafts on your checking account by paying transactions such as checks and debit card purchases up to your courtesy pay overdraft limit.

  • Each overdraft up to the limit incurs a fee
  • Saves expense of returned check or late fees from third parties
  • Overdrawing your account beyond the limit may cause you to incur additional fees.

For more information on the overdraft protection options available to you or to confirm your overdraft protection preferences, call us at 800.991.2221.

Please see our current Fee Schedule for overdraft protection fees.